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我国保险业的规模效率和规模经济估算

发表时间:2008-02-28  浏览量:1871  下载量:904
全部作者: 曹乾,杜雯雯,王健
作者单位: 东南大学医疗保险系
摘 要: 利用基于数据包络分析方法(DEA)的规模报酬不变模型(CRS)和规模报酬可变模型(VRS),对我国主要保险公司规模效率和规模经济进行了分析。研究结果表明,我国保险业存在着规模经济现象,但似乎不存在最佳规模点;保险业的规模效率逐年下降,保险公司之间的规模效率差异在拉大,已成为保险业效率下降的主要原因。
关 键 词: 保险业;数据包络分析(DEA);规模效率;规模经济
Title: Estimates of scale efficiency and scale economy of Chinese insurance industry
Author: CAO Qian, DU Wenwen, WANG Jian
Organization: Department of Health Insurance, Southeast University
Abstract: Based on CRS model and VRS model, this paper estimates of scale efficiency and scale economy of Chinese insurance industry. The result shows that scale economy DOES exist in the industry, but it seems it has NOT the optimal scale economy point, because of the wave-like efficiency value. The Scale efficiency declines yearly and the gap between insurers` scale efficiency enlarger yearly, which has become the main reason of the decline of efficiency of Chinese insurance industry.
Key words: insurance industry; data envelopment analysis; scale efficiency; scale economy; chinese insurance industry
发表期数: 2008年6月第4期
引用格式: 曹乾,杜雯雯,王健. 我国保险业的规模效率和规模经济估算[J]. 中国科技论文在线精品论文,2008,1(4):488-493.
 
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