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驱动农村新型金融机构成长的能力要素研究
发表时间：2010-12-31 浏览量：1886 下载量：525
| 全部作者： | 张婧阳 |
| 作者单位： | 大连理工大学管理与经济学部 |
| 摘 要： | 为探究农村新型金融机构成长机理，从企业能力理论入手，构建了驱动农村新型金融机构成长的能力模型，并以国际上478个小额信贷机构数据为样本对该模型进行了面板分析，检验了各能力要素对农村新型金融机构的影响。结果表明：资金保障能力、资产利用能力、风险控制能力、成本控制能力对于农村新型金融机构的成长有显著的促进作用，农村新型金融机构存在规模经济，并且其社会绩效与财务绩效之间并无冲突。 |
| 关 键 词： | 金融学；企业能力理论；能力；农村新型金融机构；成长；财务可持续 |
| Title： | Study on capacity factors driving growth of new-type rural financial institution |
| Author： | ZHANG Jingyang |
| Organization： | Faculty Management and Economics,Dalian University of Technology |
| Abstract： | This paper starts from enterprise competence theory and construct capacity model for driving the growth of new-type rural financial institutions, and makes an empirical study based on panel data of 478 samples of micro-finance institutions (MFIs) to test the effect of capacity factors to the growth of new-type rural financial institutions. On the basis of theoretical analysis and empirical analysis, this paper comes to conclusions as follows: The ability of financial security, asset utilization, risk controlling and cost controlling have a significant role in promoting the growth of new-type rural financial institutions; new-type rural financial institutions exists economies of scale; and there is no conflict between social performance and financial performance of new-type rural financial institutions. |
| Key words： | finance; enterprise competence theory; capacity; new-type rural financial institutions; growth; financial sustainability |
| 发表期数： | 2010年12月第24期 |
| 引用格式： | 张婧阳. 驱动农村新型金融机构成长的能力要素研究[J]. 中国科技论文在线精品论文，2010，3（24）：2547-2554. |
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