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安岳县农村民间借贷的调查研究

发表时间:2010-06-30  浏览量:1164  下载量:538
全部作者: 肖诗顺,朱腊梅,何曲
作者单位: 四川农业大学经济管理学院;电子科技大学外国语学院
摘 要: 通过对安岳县3个乡镇50户农户民间借贷的问卷调查,发现在农村经济发展过程中,正规金融机构不能满足日渐增长的农户资金需求,而民间借贷方式却以其成本低、形式灵活、容易取得等特点在农村经济中扮演了重要角色。在对安岳县农村民间信贷现状和问题分析的基础上,提出了民间借贷阳光化、民间借贷形式多样化、加强对民间借贷的监管及规范民间金融、防止农村资金外流等政策建议。
关 键 词: 农村金融;安岳县;民间金融;正规金融机构
Title: A survey on the rural mutual borrowing of Anyue county
Author: XIAO Shishun, ZHU Lamei,HE Qu
Organization: College of Economics and Management, Sichuan Agricultural University;School of Foreign Language, University Electronic Science and Technology
Abstract: In this paper, through a field research of 50 farmers in mutual borrowing behavior in Anyue’s three townships, the fact that the formal financial institutions cannot meet the farmers’ growing demand for funds was found. With the features of low-cost, flexible forms and easier access, private lending played an important role in rural economic. Basing upon an analysis of status quo and problem of private lending in Anyue county, policy suggestion such as legalization of the private lending, diversifying the forms of private lending, strengthening the supervision and so on were given.
Key words: rural finance; Anyue county; informal finance; formal financial institution
发表期数: 2010年6月第12期
引用格式: 肖诗顺,朱腊梅,何曲. 安岳县农村民间借贷的调查研究[J]. 中国科技论文在线精品论文,2010,3(12):1279-1285.
 
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