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驱动农村新型金融机构成长的能力要素研究

发表时间:2010-12-31  浏览量:1476  下载量:447
全部作者: 张婧阳
作者单位: 大连理工大学管理与经济学部
摘 要: 为探究农村新型金融机构成长机理,从企业能力理论入手,构建了驱动农村新型金融机构成长的能力模型,并以国际上478个小额信贷机构数据为样本对该模型进行了面板分析,检验了各能力要素对农村新型金融机构的影响。结果表明:资金保障能力、资产利用能力、风险控制能力、成本控制能力对于农村新型金融机构的成长有显著的促进作用,农村新型金融机构存在规模经济,并且其社会绩效与财务绩效之间并无冲突。
关 键 词: 金融学;企业能力理论;能力;农村新型金融机构;成长;财务可持续
Title: Study on capacity factors driving growth of new-type rural financial institution
Author: ZHANG Jingyang
Organization: Faculty Management and Economics,Dalian University of Technology
Abstract: This paper starts from enterprise competence theory and construct capacity model for driving the growth of new-type rural financial institutions, and makes an empirical study based on panel data of 478 samples of micro-finance institutions (MFIs) to test the effect of capacity factors to the growth of new-type rural financial institutions. On the basis of theoretical analysis and empirical analysis, this paper comes to conclusions as follows: The ability of financial security, asset utilization, risk controlling and cost controlling have a significant role in promoting the growth of new-type rural financial institutions; new-type rural financial institutions exists economies of scale; and there is no conflict between social performance and financial performance of new-type rural financial institutions.
Key words: finance; enterprise competence theory; capacity; new-type rural financial institutions; growth; financial sustainability
发表期数: 2010年12月第24期
引用格式: 张婧阳. 驱动农村新型金融机构成长的能力要素研究[J]. 中国科技论文在线精品论文,2010,3(24):2547-2554.
 
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